Chase Paymentech's e-Check can help you do all that and more. Reduce lost sales and help prevent fraud through the use of real-time risk management tools. An eCheck is an electronic payment funded by the buyer's bank account. It can take several business days for your eCheck transfer to complete and the. Provides a combined view of all cityofjohnsoncity.info and credit card payment transactions. Reconcile payment and billing activity using online reports and statements. Xoom is a service of PayPal, Inc. If for some reason the seller still wants an echeck, you'll have to remove your credit card on file and then you'll get the option of sending an echeck. Is there something I can do in order to pay by echeck? As such, PayPal changed the ability to use eCheck quite some time ago - now, if there is an instant purchase method available, eCheck will not be available. This link will take you to a log-in page. If you do not see this green lock icon then there is a good chance the site is not encrypted and it is recommended not to proceed with the eCheck on that site. Best Second Chance Checking Accounts Updated by Ben Todd Jun 2, 0. When you send the eCheck you should be routed to a page saying that your eCheck has been successfully submitted. Some eChecks will even have a memo or notes line allowing you to type in the purpose of the check, or a note to the receiver of the check, just like you would on a traditional check. When we have received your account verification, we will forward the transaction to our partner for further processing. This is perfectly safe and secure since Xoom encrypts all confidential information.